Compare among 3
Whole Life Plans

Please refer to the Product Summary and Policy Document for details of the terms and conditions.

¹On death or terminal illness of the life assured
(a) before Multiplier Benefit expiry age 85 or 100, we pay the higher of:
     (i) The sum assured for death plus all non-guaranteed bonuses; or
     (ii) The Multiplier Benefit, less any amounts owing to us.
(b) after Multiplier Benefit expiry age 85 or 100, we pay the sum assured for death plus all non-guaranteed bonuses, less any amounts owing to us.
(c) Multiplier Benefit expiry age 100 option is not applicable to PRULife Vantage Achiever Prime (USD) and PRULife Vantage Achiever Prime II (SGD) Regular Premium.

²Crisis Care (PRUActive Life III) is an accelerated Critical Illness Benefit, which provides financial protection upon diagnosis of any one of the 56 Critical Illnesses. Early Crisis Care (PRUActive Life III) is an accelerated health supplementary benefit, which offers financial protection against pre-critical medical conditions. Early Crisis Care (PRUActive Life III) can only be added to PRUActive Life III if Crisis Care (PRUActive Life III) is added to PRUActive Life III.

³Early Crisis Care and Crisis Care are unit-deducting supplementary benefits which provide lump-sum payouts accelerated from the death coverage upon diagnosis of any one of the covered medical conditions, together offering financial protection against these medical conditions from early stages to the intermediate and critical stages. Early Crisis Care can only be added to PRUActive LinkGuard if Crisis Care is added to PRUActive LinkGuard. Early Crisis Protect and Crisis Protect are unit-deducting supplementary benefits which provide additional lump-sum payouts upon diagnosis of any one of the covered medical conditions, together offering financial protection against these medical conditions from early stages to the intermediate and critical stages. Early Crisis Protect can only be added to PRUActive LinkGuard if Crisis Protect is added to PRUActive LinkGuard. Please note that you can either add Crisis Care or Crisis Protect but not both.

⁴Regular premium payment of 3 to 30 years apply to USD denominated policies. For SGD denominated policies, only a premium paying term of 5 years is applicable.

⁵Multiplier Benefit is applicable only if you choose to have this benefit when you purchase the plan. It comes with choices of 2x, 3x, 4x or 5x and Expiry Age choices of 65, 70, 75 or 80. Multiplier Benefit and the Multiplier Benefit Expiry Age will apply to PRUActive Life III and its attached Early Crisis Care and Crisis Care supplementary benefit.

⁶Optional to retain the Multiplier Benefit throughout the policy term.

⁷On death or terminal illness of the life assured, before Multiplier Benefit expiry age 85 or 100, we pay the higher of: The sum assured for death plus all non-guaranteed bonuses or The Multiplier Benefit, less any amounts owing to us. Multiplier Benefit is the minimum sum of benefit payout for death and terminal illness before the multiplier expiry age of 85 or 100. Multiplier expiry age of 100 is not applicable for regular premium plans.