PRUIndex Income Boost
What is PRUIndex Income Boost?
You have worked hard to build a secure financial foundation for yourself and your loved ones — but in a world of constant change, true peace of mind comes from knowing your savings can keep pace with life.
PRUIndex Income Boost is a regular premium participating endowment plan that harness Index growth to generate income while safeguarding your savings. It offers guaranteed Monthly Cash Benefits1 in the first year, with the potential for higher payouts from the second year linked to the uncapped Index growth2, all in Singapore dollars (SGD). Enjoy the added advantage of a non-guaranteed maturity bonus, along with the assurance that your capital is guaranteed at maturity3 in fifteen years.
Empower your future with PRUIndex Income Boost—do more with your savings and live confidently.
Key Benefits
Boost your income growth potential to keep pace with life
A safe haven for your savings
Enjoy income from 1st month and a potential maturity bonus
Flexibility to fit every lifestyle
Supplementary benefits
Crisis Waiver III
- Waiver of premiums6 upon diagnosis of any one of the 35 critical illnesses listed.
Payer Security Plus
- Waive the premiums of your spouse’s or child’s policy in the event of your death, total and permanent disability7 or critical Illness.
- This benefit covers you up to the end of the premium term or when you turn 85, whichever is earlier.
Useful tools and Information
Important Information
Footnotes
1Calculated based on 2.3% p.a., apply the face value and the applicable factor to derive the actual guaranteed monthly cash benefit amount.
2Subject to participation rate. The participation rate is not guaranteed, varies across different Indices, and is subject to the performance of the Par Fund. The Monthly Cash Benefit from the 13th month is not guaranteed.
3Capital is guaranteed upon maturity only if there is no policy alteration made throughout the policy term.
4Customer can only select one Index at any point, with 100% allocation to it. Index Redirection is allowed from 4th policy year onwards, provided policy is in-force and premiums are paid to date. It will only take effect from the segment creation of the following month, upon completion of Index Redirection application.
5Interest rate is not guaranteed for accumulated cash benefit and is subject to change at Prudential’s discretion.
6Crisis Waiver III waives the future premiums of the covered benefits up to the end of premium term or age 85, whichever is earlier.
7Total and permanent disability coverage is up to the policy anniversary on which the person covered under Payer Security Plus turns 65 years old.
Additional Notes
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing an insurance policy suitable to meet your needs.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Representative.
The information contained on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.
In case of discrepancy between the English and Mandarin versions of the product brochure, the English version shall prevail.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policies is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as of 9 June 2025.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
