Legacy Planning

PRUApex Legacy Index II

A bespoke Indexed Universal Life (IUL) plan — where every detail intricately layers into a legacy that grows and endures.
Sign up for PRUApex Legacy Index II today and enjoy up to 2.0% Single Premium Discount.

Terms and conditions apply.
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What is PRUApex Legacy Index II?



Long before today, your legacy has been shaped, through deliberate choices made over time, each one building toward something greater.

Carry those intentions forward with PRUApex Legacy Index II, a bespoke IUL solution designed to grow and preserve your legacy , combining high coverage, exposure to market upside , resilience in downturns and the ability to shape desired outcomes across generations.

Guided by what matters most to you, PRUApex Legacy Index II gives you the clarity and control to realise your legacy, through a single, sophisticated solution.

Important Information

Footnotes

1

9.8x of total premium paid based on ANB 40 Male, Non-smoker, Standard Life who resides in Singapore, opted for Single Premium with Minimum Premium option, allocated 100% of premium to Index Account and selected S&P 500 Index with returns illustrated at 6.60% p.a.

2

Subject to prevailing Participation Rate. Please refer to Product Summary for details.

3

Refers to Guaranteed Minimum Crediting Rate.

4

Only after policy year 1 and each switch needs to be at least 1 year apart.

Additional Notes

You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing an insurance policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

The information on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to this insurance product in the policy documents that can be obtained from your Prudential Financial Representative.

The information on this website is intended to be valid in Singapore only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Singapore.

In case of a discrepancy between the English and Mandarin versions, the English version shall prevail.

This policy is protected under the Policy Owners’ Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic, and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as of 7 July 2026.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

S&P 500® Index Disclaimer:
The S&P 500® is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Prudential Assurance Company Singapore (Pte) Limited.  S&P®, S&P 500®, SPX®, SPY®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Prudential’s PRUApex Legacy Index (The “Product”) is not sponsored or sold by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500®.

Euro Stoxx 50® Index Disclaimer
The Euro Stoxx 50® Index (the “Index”) and the data and trademarks comprised therein are provided by STOXX Ltd., or ISS STOXX Index GmbH, under a license. STOXX Ltd. and ISS STOXX Index GmbH have not been involved in any way in the creation of any reported information and does not give any warranty and excludes any liability whatsoever (whether in negligence or otherwise) – including without limitation for the accuracy, adequateness, correctness, completeness, timeliness, and fitness for any purpose – with respect to any reported information or in relation to any errors, omissions or interruptions in the Index or its data. Any dissemination or further distribution of any such information pertaining to STOXX Ltd. or ISS STOXX Index GmbH is prohibited.

MSCI Emerging Markets Index Disclaimer:
  The MSCI indexes are the exclusive property of MSCI Inc. (“MSCI”).  MSCI and the MSCI index names are service mark(s) of MSCI or its affiliates and have been licensed for use for certain purposes by Prudential Assurance Company Singapore (Pte) Limited (“Licensee”). The financial products referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such financial products or any index on which such financial products are based. The [prospectus or similar offering document] contains a more detailed description of the limited relationship MSCI has with [Licensee] and any relevant financial products. No purchaser, seller or holder of this product, or any other person or entity, should use or refer to any MSCI trade name, trademark or service mark to sponsor, endorse, market or promote this product without first contacting MSCI to determine whether MSCI’s permission is required.  Under no circumstances may any person or entity claim any affiliation with MSCI without the prior written permission of MSCI.

S&P 500 FC Index Disclaimer:
The “S&P 500 FC TCA 0.50% Decrement Index (SGD) ER” (the “Index”) is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and BofA Securities, Inc. (“BofAS") and its affiliates (together with BofAS, “Licensee”) and has been licensed for use by Prudential Assurance Company Singapore (Pte) Limited (“Prudential”). BofAS has licensed the Fast Convergence (FC) methodology (“Methodology”) to SPDJI for use in the Index.  S&P®, S&P 500®, US 500, The 500 are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); Fast Convergence and FC are trademarks of BofAS, and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Licensee. Prudential’s PRUApex Legacy Index II based on the Index are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in the PRUApex Legacy Index II nor do they or BofAS (as licensor of the Methodology) have any liability for any errors, omissions or interruptions of the Index.

UBS MASTR Index Disclaimer:
UBS AG and its affiliates (“UBS”) do not sponsor, endorse, sell, or promote PRUApex Legacy Index II (the “Product”). A decision to purchase the Product should not be made in reliance on any of the statements set forth in this document. Prospective investors are advised to purchase the Product only after carefully considering the risks associated with purchasing the Product, as detailed in any product information that is prepared by or on behalf of Prudential Assurance Company Singapore (Pte) Ltd. (“Licensee”), the issuer of the Product. UBS has licensed certain UBS marks and other data to Licensee for use in connection with the Product and the branding of the Product, but UBS is not involved in the calculation of the Product, the construction of the Product’s methodology or the creation of the Product, nor is UBS involved in the sale or offering of the Product, and UBS does not make any representations or warranties with respect to the Product.

Shiller Barclays CAPE® Allocator 6 Dynamic Risk Control Index Disclaimer:
Neither Barclays Bank PLC ('BB PLC'') nor any of its affiliates (collectively 'Barclays') is the issuer or producer of PRUApex Legacy Index II and Barclays has no responsibilities, obligations or duties to investors in PRUApex Legacy Index II. The Shiller Barclays CAPE® Allocator 6 Dynamic Risk Control Index (the 'Index'), together with any Barclays indices that are components of the Index, is a trademark owned by Barclays and, together with any component indices and index data, is licensed for use by Prudential Assurance Co. Singapore (Pte) Ltd.  (“Prudential”) as the issuer or producer of PRUVantage Legacy Index (the ‘Issuer’).

Barclays’ only relationship with the Issuer in respect of the Index is the licensing of the Index, which is administered, compiled and published by BB PLC in its role as the index sponsor (the 'Index Sponsor') without regard to the Issuer or the PRUApex Legacy Index II or investors in the PRUApex Legacy Index II. Additionally, Prudential as issuer or producer of PRUApex Legacy Index II may for itself execute transaction(s) with Barclays in or relating to the Index in connection with PRUApex Legacy Index II. Investors acquire PRUApex Legacy Index II from Prudential and investors neither acquire any interest in the Index nor enter into any relationship of any kind whatsoever with Barclays upon making an investment in PRUApex Legacy Index II. The PRUApex Legacy Index II is not sponsored, endorsed, sold or promoted by Barclays and Barclays makes no representation regarding the advisability of the PRUApex Legacy Index II or use of the Index or any data included therein. Barclays shall not be liable in any way to the Issuer, investors or to other third parties in respect of the use or accuracy of the Index or any data included therein.

MSCI World Titans Golden Compass Select Index Disclaimers:
THIS FINANCIAL PRODUCT IS NOT SPONSORED, ENDORSED, SOLD OR PROMOTED BY MSCI INC. (“MSCI”), ANY OF MSCI’S AFFILIATES, ANY OF MSCI’S OR MSCI’S AFFILIATES’ INFORMATION PROVIDERS OR ANY OTHER THIRD PARTY INVOLVED IN, OR RELATED TO, COMPILING, COMPUTING, CALCULATING OR CREATING ANY MSCI INDEX (COLLECTIVELY, THE “MSCI PARTIES”). THE MSCI INDEXES ARE THE EXCLUSIVE PROPERTY OF MSCI. MSCI AND THE MSCI INDEX NAMES ARE SERVICE MARKS OF MSCI OR MSCI’S AFFILIATES AND HAVE BEEN LICENSED FOR USE FOR CERTAIN PURPOSES BY PRUDENTIAL ASSURANCE COMPANY SINGAPORE (PTE) LIMITED (“LICENCEE”). NONE OF THE MSCI PARTIES MAKES ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, TO THE ISSUER OR OWNERS OF THIS FINANCIAL PRODUCT OR ANY OTHER PERSON OR ENTITY REGARDING THE ADVISABILITY OF INVESTING IN FINANCIAL PRODUCTS GENERALLY OR IN THIS FINANCIAL PRODUCT PARTICULARLY OR THE ABILITY OF ANY MSCI INDEX TO TRACK CORRESPONDING STOCK MARKET PERFORMANCE. MSCI OR ITS AFFILIATES ARE THE LICENSORS OF CERTAIN TRADEMARKS, SERVICE MARKS AND TRADE NAMES AND OF THE MSCI INDEXES WHICH ARE DETERMINED, COMPOSED AND CALCULATED BY MSCI WITHOUT REGARD TO THIS FINANCIAL PRODUCT OR THE ISSUER OR OWNERS OF THIS FINANCIAL PRODUCT OR ANY OTHER PERSON OR ENTITY. NONE OF THE MSCI PARTIES HAS ANY OBLIGATION TO TAKE THE NEEDS OF THE ISSUER OR OWNERS OF THIS FINANCIAL PRODUCT OR ANY OTHER PERSON OR ENTITY INTO CONSIDERATION IN DETERMINING, COMPOSING OR CALCULATING THE MSCI INDEXES. NONE OF THE MSCI PARTIES IS RESPONSIBLE FOR OR HAS PARTICIPATED IN THE DETERMINATION OF THE TIMING OF, PRICES AT, OR QUANTITIES OF THIS FINANCIAL PRODUCT TO BE ISSUED OR IN THE DETERMINATION OR CALCULATION OF THE EQUATION BY OR THE CONSIDERATION INTO WHICH THIS FINANCIAL PRODUCT IS REDEEMABLE. FURTHER, NONE OF THE MSCI PARTIES HAS ANY OBLIGATION OR LIABILITY TO THE ISSUER OR OWNERS OF THIS FINANCIAL PRODUCT OR ANY OTHER PERSON OR ENTITY IN CONNECTION WITH THE ADMINISTRATION, MARKETING OR OFFERING OF THIS FINANCIAL PRODUCT.

ALTHOUGH MSCI SHALL OBTAIN INFORMATION FOR INCLUSION IN, OR FOR USE IN THE CALCULATION OF, THE MSCI INDEXES FROM SOURCES THAT MSCI CONSIDERS RELIABLE, NONE OF THE MSCI PARTIES WARRANTS OR GUARANTEES THE ORIGINALITY, ACCURACY AND/OR THE COMPLETENESS OF ANY MSCI INDEX OR ANY DATA INCLUDED THEREIN. NONE OF THE MSCI PARTIES MAKES ANY WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY THE ISSUER OF THE FINANCIAL PRODUCT, OWNERS OF THE FINANCIAL PRODUCT, OR ANY OTHER PERSON OR ENTITY, FROM THE USE OF ANY MSCI INDEX OR ANY DATA INCLUDED THEREIN. NONE OF THE MSCI PARTIES SHALL HAVE ANY LIABILITY FOR ANY ERRORS, OMISSIONS OR INTERRUPTIONS OF OR IN CONNECTION WITH ANY MSCI INDEX OR ANY DATA INCLUDED THEREIN. FURTHER, NONE OF THE MSCI PARTIES MAKES ANY EXPRESS OR IMPLIED WARRANTIES OF ANY KIND, AND THE MSCI PARTIES HEREBY EXPRESSLY DISCLAIM ALL WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO EACH MSCI INDEX AND ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL ANY OF THE MSCI PARTIES HAVE ANY LIABILITY FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL OR ANY OTHER DAMAGES (INCLUDING LOST PROFITS) EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.

The MSCI indexes are the exclusive property of MSCI Inc. (“MSCI”).  MSCI and the MSCI index names are service mark(s) of MSCI or its affiliates and have been licensed for use for certain purposes by [Licensee]. The financial products referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such financial products or any index on which such financial products are based. The [prospectus or similar offering document] contains a more detailed description of the limited relationship MSCI has with [Licensee] and any relevant financial products. No purchaser, seller or holder of this product, or any other person or entity, should use or refer to any MSCI trade name, trademark or service mark to sponsor, endorse, market or promote this product without first contacting MSCI to determine whether MSCI’s permission is required.  Under no circumstances may any person or entity claim any affiliation with MSCI without the prior written permission of MSCI.

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