Invest with PRUVantage Wealth III and receive up to 12% Promotion Bonus Units when you allocate your investments to PRUPrime CIO Funds!
Terms and conditions apply.
Terms and conditions apply.
What is PRUVantage Wealth III?
Like the stars that guide a journey across changing seas, true wealth is not shaped by short-term market “waves”, but by steady direction over time.
In the same way, PRUVantage Wealth III, a Singapore-dollar-denominated investment-linked plan is designed to grow with you, supporting wealth accumulation in your building years, providing income1 when needed, and offering protection for life’s uncertainties.
With exclusive access to PRUPrime CIO Funds, guided by Prudential’s Group Chief Investment Office (CIO), your investment is guided by institutional expertise and oversight to help you navigate market cycles and stay focused on long-term growth. You also have the option of investing in PRULink Funds2.
So your wealth evolves with you – guided by expertise, not distracted by market noise.
Key Benefits
Investment stewardship for life
Alternatively, you may also choose from other funds in the PRULink fund suite1.
Optimised for growth
Low charges so more of your money stays invested
Flexibility through life’s uncertainties
Beyond today, policy continuity options help ensure your wealth transitions smoothly to the next generation.
Useful tools and Information
Important Information
Footnotes
1Dividends are not guaranteed and is based on distribution rate and frequency of the chosen PRULink Fund(s). Please refer to the Important Notes section at the end for important information relating to PRULink Fund dividend distributions.
2For details on available funds, please refer to the PRULink Funds and PRUPrime CIO Funds webpages.
3Excluding supplementary plan's premium and top-ups made to Additional Investment Account and, which is 97%.
4Welcome Bonus varies depending on the selected premium term, account allocation, and annualised premium amount (excluding premiums for supplementary plans and top-ups). The Welcome Bonus reflected is based on the highest percentage awarded for 20 years premium term in Growth Account.
5Applicable for 3‑year and 5‑year premium terms only. For 10 and 15-year premium terms, administration charges apply for 10 policy years. For the 20-year premium term, administration charges apply for 12 policy years.
6One-time free withdrawal is only applicable after the minimum contribution period and capped at 50% of the combined Growth Account Value and Flex Account Value.
7Critical Illness refers to cancer, heart attack or stroke.
8The original policyowner who pays the policy premium must be retrenched before the last policy anniversary prior to age 65 and remain unemployed for at least 30 consecutive days.
Additional Notes
You are recommended to read the product summary and seek advice from a qualified Prudential Financial Representative for a financial analysis before purchasing a policy suitable to meet your needs.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.
PRUVantage Wealth III is an Investment-Linked Plan (ILP) which invests in ILP sub-fund(s). Investment products are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units and the income accruing to the units (if any) may fall or rise. Past performance is not necessarily indicative of future performance.
If you choose an ILP sub-fund that aims to distribute dividends on a regular basis, please note that the distribution of dividends is at the discretion of the underlying fund’s Board of Directors, Manager and/or Prudential Singapore, and is not guaranteed. The distribution of dividends may be effectively paid out of capital, which will reduce the net asset value of the fund which is used to calculate the fund’s unit price and the surrender value of the policy.
A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your Prudential Financial Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).
Premiums for the supplementary benefits are not guaranteed and may be adjusted based on future claims experience.
The information contain on this website is for reference only and is not a contract of insurance. Please refer to the exact terms and conditions, specific details and exclusions applicable to these insurance products in the policy documents that can be obtained from your Prudential Financial Representative. In case of discrepancy between the English and Mandarin versions of the product brochures, the English version shall prevail.
These policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 3 June 2026.
This advertisement has not been reviewed by the Monetary Authority of Singapore.
